Contact Scarletgate Loans, Torrance Business Loan Broker

When you contact business loan broker Torrance at Scarletgate Loans, you'll speak with an advisor who understands South Bay commerce, from aerospace suppliers near the 405 to retail operations along Pacific Coast Highway.

Two Ways to Begin Your Funding Search

You can spend weeks calling banks that may not serve your industry, or you can talk to an advisor who already knows which programs fit Torrance businesses. Scarletgate Loans brokers commercial loans across SBA 7(a), equipment financing, working capital, commercial real estate, business lines of credit, invoice factoring, and more. One conversation opens multiple lender options instead of a single approval committee.

Reach out by phone at (424) 455-6368 or stop by 21515 Hawthorne Blvd, Torrance, CA 90503. We serve Torrance, Harbor City, Lomita, Carson, Rancho Palos Verdes, Rolling Hills Estates, Redondo Beach, Gardena, Lawndale, Palos Verdes Estates, and Rolling Hills.

What to Prepare Before You Get a Loan Quote

Gather recent business bank statements, tax returns for the past two years, a brief description of how you'll use the funds, and your estimated credit profile. This information helps your advisor match you to the right program faster. If you're near Torrance Transit's Route 2 corridor or work in the industrial zone east of Crenshaw, mention your location, local context matters when structuring commercial real estate or equipment deals.

Review our About page to understand our broker model, then apply for funding online if you prefer digital intake before your call.

How it works

Office Hours and Next Steps

Monday through Friday, 9:00 AM to 5:00 PM Pacific. Call ahead if you're driving from Rolling Hills Estates or Palos Verdes Estates so we can reserve time. After your first conversation, we'll outline two or three loan structures side by side so you can compare terms, timelines, and collateral requirements. Learn more about Torrance's business landscape on our Torrance city hub page.

Reach us

Talk to a Torrance advisor

Prefer to talk it through first? Call a local advisor and we will ask a few questions about your business, then let you know whether your profile fits commercial programs.

We are a broker, not a lender. There is no cost to apply and no obligation.

Office21515 Hawthorne Blvd, Torrance, CA 90503
ServingTorrance, CA and nearby
HoursMon-Fri 8-6
Call (424) 455-6368Apply for funding →

Service areas

Neighborhoods and areas we serve in Torrance

We broker commercial financing for businesses across Torrance and the surrounding communities.

Business loans for Carson companies frequently finance logistics technology, fleet expansion, and build-outs in the industrial parks along Wilmington Avenue and Avalon Boulevard.

Common questions

Contact Scarletgate Loans

How quickly can I talk to an advisor after I contact business loan broker Torrance?+
Most callers speak with an advisor the same business day when they phone (424) 455-6368 during office hours. If you leave a message after 5:00 PM, expect a return call the next morning. Walk-ins at 21515 Hawthorne Blvd are welcome, though appointments ensure dedicated time.
Do I need an appointment to visit your Torrance office?+
Walk-ins work if an advisor is available, but scheduling ahead guarantees uninterrupted time to review your needs. Call (424) 455-6368 to book a slot. Parking is accessible off Hawthorne Boulevard, convenient for clients driving from Redondo Beach or Gardena.
What information helps me get a loan quote faster?+
Bring recent bank statements, two years of business tax returns, a summary of your funding need, and your approximate credit score range. The more detail you share upfront, the faster we can compare SBA 7(a), working capital, or equipment financing options that match your Torrance business.
Can I apply for funding before I call?+
Yes. Submit your details through our apply for funding page, then call (424) 455-6368 to discuss your application. Some clients prefer the reverse: a phone consultation first, then formal paperwork. Either sequence works for businesses across Carson, Lomita, and the wider South Bay.
Does Scarletgate Loans charge upfront fees to talk to an advisor?+
Initial consultations carry no upfront cost. As a broker, Scarletgate Loans earns compensation from the lender once your loan closes. You'll know all costs before signing, and you're never obligated to proceed after the first conversation.
Which cities do you serve from your Hawthorne Boulevard location?+
We broker loans for businesses in Torrance, Harbor City, Lomita, Carson, Rancho Palos Verdes, Rolling Hills Estates, Redondo Beach, Gardena, Lawndale, Palos Verdes Estates, and Rolling Hills. If your operation sits within a fifteen-minute drive of our office at 21515 Hawthorne Blvd, we're built to serve your local-economy needs.

Ready to move on funding?

Talk to a local advisor and get matched to the right program, no obligation.

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